Products you can buy on No Cost EMI with the EMI card

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When you borrow money, it is usually paid back with an interest on the principal. The total amount, i.e. the principal plus the interest is broken up into a number of equal amounts called equated monthly instalments of EMIs. These EMIs are to be paid back over a period of time, thereby reducing the burden on the borrower. Rather than having to pay back a large sum upfront, the borrower can now pay back in small instalments that are more affordable. However, in some cases, depending on your credit history and your lender, you may not be charged any interest on the money you borrowed. This means that you pay back only the principal amount that you borrowed in monthly instalments. This is known as a no-cost EMI.

Bajaj Finserv EMI Network Card

The Bajaj FinservEMI Card is a  card that is specially designed to leverage the power of no cost EMI. The card comes with a pre-approved loan, so that each time you purchase a product using the EMI card, its cost is converted into a number of no-cost EMIs that you can then pay at your convenience.

What Products Can You Buy on No Cost EMI?

You can use your Bajaj Finserv EMI Network Card to purchase a range of products such as:

1.Furniture – Pepperfry is a great online portal for buying furniture. Whether you’re looking for that perfect chair to relax and read your favorite book in, or you’re searching for that office desk that will serve all your workspace needs, you can find it all on Pepperfry. With the no-cost EMI option, you don’t even have to worry about the costs as you can buy your favorite furniture on EMI.

  1. Mobile Phones and Laptops – You can buy your favorite gadgets, whether mobile phones or laptops on EMI using the Bajaj Finserv EMI Network card. You can get the best offers on electronics on Amazon, the world’s largest online retailer. With the no-cost EMI option, you no longer have to reign in your desires. Simply add that mobile phone you’ve been wanting for so long to your cart and check out using the no-cost EMI option to get your mobile phone on EMI.
  2. Travel –You can book flight tickets and hotel accommodation using the no-cost EMI option too. Simply log on to a travel portal such as Yatra.com or GoIbibo, plan your travel and select the option to pay using no-cost EMI. Your bill would be broken up into a number of easily payable no-cost EMIs.
  3. Refrigerators and ACs – You can purchase electrical home appliances such as refrigerators and ACs using the no-cost EMI option. If you are shopping for appliances on the Samsung store, all you need to do is check the no-cost option EMI when checking out and your bill would be divided into a number of no-cost EMIs.

To Sum Up

No-cost EMIs are a great way of saving on extra charges when shopping for your favorite products online. With the Bajaj Finserv EMI Card, you get the benefit of having your shopping bill automatically converted to no-cost EMIs with no documentation or paperwork required.

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